How to use the currency converter
- Enter the amount you want to convert.
- Choose the currency you have in the From list and the currency you want in the To list.
- Read the result instantly. Use the swap button to reverse the conversion, or tap a row in the table to switch the To currency.
How the rates work
Exchange rates move all the time on the foreign exchange market. The rates used here are daily reference (mid-market) rates collected from public data sources, then converted between any two currencies through the US dollar. They are meant for estimates, budgeting and comparisons. They are not the rate a bank, exchange house, card network or crypto exchange will give you.
Why the rate you get can be different
- Margin: banks and money-transfer services usually buy and sell at different rates and keep the difference.
- Fees: transfer, card and withdrawal fees are separate from the exchange rate.
- Timing: a daily rate can be hours behind a live quote, especially in volatile markets.
- Local markets: in some countries the open-market rate differs from the official one.
About USDT and other crypto rates
USDT (Tether) is a stablecoin intended to stay close to one US dollar. Converting USDT to a local currency here gives a reference value from the data source. The price you can actually buy or sell at on an exchange or peer-to-peer market can be higher or lower. Crypto prices can change quickly, so check the live price on your platform before you trade.
Tips for sending money abroad
Compare the total cost of a transfer, not only the exchange rate. Ask what amount the recipient will receive after all fees, and compare it with the reference rate on this page to see how large the provider's margin is.
Frequently asked questions
How often are the exchange rates updated?
The public rate sources publish new rates about once a day, so this converter shows the latest daily rate, not a second-by-second price. The date of the rates is shown under the result.
Why is the rate different from Google, my bank or an exchange house?
Different providers use different data sources, update at different times and add their own buy and sell margins and fees. This tool shows a daily reference rate without a margin, so it can differ slightly from the amount you actually receive.
Is the USDT rate the same as the USDT price on crypto exchanges?
Not exactly. USDT is designed to track the US dollar, but it can trade slightly above or below 1 USD. Local peer-to-peer and open-market prices, for example in PKR, can also include a premium or discount. This page shows a data-source rate, not the order book of any exchange, so do not use it for trading.
Which currencies are supported?
More than 300 currency and asset codes, including major world currencies, PKR, INR, AED and SAR, and crypto assets such as BTC, ETH and USDT. Availability depends on the rate sources.
Can I use the converter offline?
You need a connection to load the rates the first time. The latest rates are then saved in your browser for a few hours. If a refresh fails, the converter shows the last saved rates and says so.
Are my amounts sent anywhere?
No. Your amounts and selections stay in your browser. The page only downloads public rate tables from third-party hosts (jsDelivr, Cloudflare Pages and, as a backup, Exchange Rate API), which can see your IP address like any website you visit.
Rate sources
Rates come from the public fawazahmed0 currency-api (CC0 public domain), with Rates By Exchange Rate API as a backup source. FormatVolt does not control these services and cannot guarantee their accuracy or availability.
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Last updated: November 6, 2026